When the year winds down, Dr. Jessica Gruden and the staff at Precision Dental want you to know about use-it-or-lose-it dental insurance. Many families in Hinckley rely on yearly dental benefits, yet most people never use their full coverage. Our dentist encourages you to take advantage of cleanings, checkups, and treatments before December 31 so your benefits do not vanish.
Use-It-or-Lose-It Dental Insurance
Dental insurance usually works on a calendar year. Your plan gives you a set amount of coverage, but that money does not roll over if you skip appointments or put off treatments. The dentist sees too many people miss out on care they have already paid for. Scheduling before the year ends ensures you get the healthy smile you deserve while making smart use of your investment.
Your Benefits Might Be Sitting on the Sidelines
Most patients only use a fraction of their available coverage. Your plan likely covers preventive visits at 100 percent. Those cleanings help the dentist catch small issues before they become major ones. Leaving unused funds means missing the opportunity to prevent cavities, gum disease, or dental pain in the future.
Signs You Should Call Us Today
The dentist suggests paying attention to these signs that your benefits should be used soon:
- You have not had two cleanings this year
- Your child missed a back-to-school exam
- You put off fixing a cracked filling
- You experience sensitivity or discomfort when chewing
Clean Teeth, Clear Savings
Preventive care gives you the biggest return on your insurance dollars. These services save money because you stop dental problems early. Our staff helps you maximize each visit so every covered service goes to work for your smile.
Don’t Let Cavities Crash the Holidays
The holiday season brings sweets, sticky snacks, and late-night parties. Cavities love sugar, and your teeth need protection. The dentist wants you to have fun without dental stress. An end-of-year visit ensures your enamel stays strong and any small decay is addressed immediately.
Restorative Dentistry and Big Ticket Treatments
If you need a dental crown, now is the time to act. Many patients use dental insurance for a portion of these larger treatments. Spreading the work between this year and next may help maximize two benefit periods. Our staff can map out a timeline that keeps your costs lower and your treatment moving forward.
Kids’ Benefits Vanish Too
Children often skip care once school activities ramp up. Dr. Gruden reminds families that kids’ dental insurance follows the same calendar rules. If your child needs sealants, fillings, or fluoride, December 31 marks the deadline. Using coverage now keeps smiles bright and avoids bigger procedures later.
The Clock on Cosmetic Boosts
While some cosmetic services may not be fully covered, portions of treatments like veneers or bonding sometimes qualify when tied to functional repairs. Our dentist can check your plan and help you decide if this year’s dollars will stretch further. Do not wait until January to ask.
How Our Staff Helps You Maximize Coverage
Our staff understands the fine print of dental benefits. We verify coverage, explain what is left, and suggest smart ways to use it. Many patients appreciate a quick benefits review before making decisions. We want you to get every dollar of value from your plan before the clock runs out.
Time to Shine: Book Before the Ball Drops
Whether you decide to use it or lose it, dental insurance will always reset after a calendar year. Dr. Gruden and our friendly Hinckley, Ohio staff welcome you to schedule before the year closes. Our team offers flexible financing and has an in-house membership plan to make larger treatments manageable.
Contact us for an appointment, and let us help you start the new year with a healthy, confident smile.